Attention homeowners in Denver and Denver County: Get an Appraisal today!

Check out the top seven reasons why CO homeowners need Justine Taylor:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To lower your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a CO divorce, when property needs to be divided
Settle an estate in CO by determining the true market value of real estate in question

Own a home in or near Denver, CO and need help determining the value of it?
Contact Justine Taylor.

We at Justine Taylor understand the particular needs of a homeowner seeking appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Justine Taylor, we're qualified in helping customers just like you get rid of unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties nearby. That means you are probably paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Justine Taylor is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Justine Taylor can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Justine Taylor offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.